Now available on Android

Track Every Penny
Lent & Borrowed

OweLog is the smartest way to manage money you lend and borrow. Sync contacts, get reminders, and protect your records — all offline-first.

100%Offline Ready
256-bitEncryption
FreeTo Start
History
All
Completed
Archived
Bappy
Feb 28, 2026
৳25
COMPLETED
Mahbub UIU
Feb 28, 2026
৳58
ACTIVE
Likhon UIU
Feb 28, 2026
৳5000
ACTIVE
Likhon UIU
Feb 28, 2026
৳234
COMPLETED
Bappy
Feb 27, 2026RECEIVED
৳36
ACTIVE
Good Evening,
Adnanul Islam
5
NET BALANCE
৳ -4932
You are owed
৳ 68
You owe
৳ 5000
Recent Activity
View All
Mahbub UIU
Feb 28 7:55 PM
+৳32
ACTIVE
Likhon UIU
Feb 28 4:39 PM
-৳5000
ACTIVE
Bappy
Feb 27 8:51 PMRECEIVED
+৳36
ACTIVE
Add New
Home
History
Profile
Notifications
Payment Reminder
You have 2345 tk remaining to give bubham nojrin. Required by TODAY.
Feb 28 7:43 PM
$
New Transaction
You borrowed 2345 tk from bubham nojrin.
Feb 28 5:05 PM
$
New Transaction
You borrowed 10000 tk from bubham nojrin.
Feb 28 5:02 PM
Features

Everything you need to
manage your money

Built for real life. Works offline. Syncs when you're back online.

💸

Transaction Tracking

Record every lending and borrowing transaction with amounts, notes, due dates, and counterparty details.

📇

Contact Sync

Sync your phone contacts to instantly find friends on OweLog. Link transactions to real people.

🔔

Push Notifications

Get real-time alerts when someone creates a transaction with you, makes a payment, or settles up.

Smart Reminders

Automated payment reminders before due dates. Never forget who owes you — or who you owe.

📱

SMS Notifications

Send SMS notifications to contacts who don't have the app. Keep everyone in the loop.

📡

Offline-First

Works without internet. All data syncs automatically when you're back online. Zero data loss.

How It Works

Get started in
3 simple steps

01

Sign Up

Create your account with your phone number or Google. Quick OTP verification — done in 30 seconds.

02

Add Transaction

Tap "I Gave" or "I Took", enter the amount, select a contact, and set an optional return date.

03

Track & Settle

Track all your balances from a beautiful dashboard. Record repayments, add more, or settle up completely.

Legacy Protocol

Protect your financial
records forever

If something happens to you, your designated nominees will receive a complete PDF report of all your transactions. A dead man's switch for your financial records.

  • Add up to 3 trusted nominees
  • 48-hour safety verification window
  • Automatic PDF report generation & delivery
Learn More
🛡️
Pricing

Simple, transparent
pricing

Start free. Upgrade when you need more power.

Free

৳0/ forever
  • Private transactions
  • Basic tracking & dashboard
  • Push notifications
  • Offline-first sync
  • Contact syncing
Most Popular

Pro Gold

Premium
  • 300 SMS credits / year
  • Automated payment reminders
  • Shared visibility with contacts
  • SMS notifications on transactions
  • Priority support

Legacy Protocol

Lifetime/ one-time
  • Add up to 3 trusted nominees
  • 48-hour safety verification
  • Automatic PDF report to nominees
  • Protect your financial records

OweLog Pro unlocks SMS notifications, reminders, and shared visibility. All plans are managed through our website. Contact support@owelog.com for enterprise inquiries.

Ready to take control of your money?

Join OweLog today. Track every penny. Stay honest. Stay organized.

Get Started Free